In Oklahoma we have the Oklahoma Uniform Building Code Commission. They analyze and set the building code for our state. The reference in the draft white paper refers to the national building code, which has energy efficiency requirements that are unnecessary. It will drive the costs of construction beyond affordable and affect the affordability. It is my opinion that the reference should be dropped and instead say that the homes should meet the latest building code as determined by the OUBCC.
While it is true that implementing energy-efficient requirements would drive up the costs of construction, it should be noted that it will reduce the utility costs of owning the home in the long run, reducing the buyer's monthly expenses. Freddie Mac has the Greenchoice Mortgage Program for Borrowers who want to qualify for greater purchasing power despite higher debt-to-income and takes into consideration the housing expense-to income ratio for manually written loans.